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Originally Posted by norfolk Yeh I hear yaa but you would have to ask yourself don"t these people have anything better to do then try to rip innocent people out of there hard earned $
Jeeeez  give me a break. |
They are not ripping the people out of their hard earned money. They are taking the money away from the bank which will cover the consumer's loss.
If someone gets into your account and steals X amount of money, the bank will reimburse you X amount of money. The bank takes the loss, not the end user. It becomes a pain in the arse for the end user because he/she has to unlock the account or whatever is needed, but the end user usually doesn't loose a dime; just time.
That's my understanding.