For me, running 1:1 with the CPU has always been better for stability. For the minute gain in bandwidth almost always comes with a loss in stability. To each his own, but getting some good CAS 3 PC2 5400 ram or CAS 4 PC6400 is the best way to go. If you plan on running your CPU stock, anything over PC6400 is a huge waste of money. And more than 2GB is still only really needed by video processing pro's with a 64-bit OS.
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DAILY: MSI 970 Gaming/FX6300/16GB Corsair DDR3/ASUS CU II R9 270 2GB/128GB SSD+750GB HDD+2TB HDD
HTPC: Dell 960 SFF Q9550/Corsair 8GB/X4500HD/128GB SSD
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